How is my borrowing capacity calculated?
Total borrowings from the Bank, including a member's
unused IDEAL Way line of credit, should not exceed the value
of a member's qualified collateral that has not been pledged
to outside sources. Please refer to the Borrowing Capacity section of the Products and Solutions Guide .
How do I set up or increase my IDEAL
Way line of credit?
The Bank typically approves IDEAL Way lines of credit equal
to two percent of a member's assets. To request set up or
increase, please contact the Money Desk. Requests for IDEAL Way lines of credit
in excess of two percent of a member's assets must be submitted