Total borrowings from the Bank, including a member's unused IDEAL Way line of credit, should not exceed the value of a member's qualified collateral that has not been pledged to outside sources. Please refer to the Borrowing Capacity section of the Products and Solutions Guide .

The Bank typically approves IDEAL Way lines of credit equal to two percent of a member's assets. To request set up or increase, please contact the Money Desk. Requests for IDEAL Way lines of credit in excess of two percent of a member's assets must be submitted in writing.